Looking for a mortgage broker Oshawa? Whether you’re purchasing, renewing, or refinancing, I provide expert guidance, access to 80+ lenders, and mortgage solutions tailored to your goals. With Mortgage Alliance, you get independent advice designed to save money and make the process clear and stress-free.
I proudly serve homeowners, buyers, and investors across Oshawa — North Oshawa (Windfields, Samac, Taunton/Kedron), Central/O’Neill, and Lakeshore/Lakeview — plus nearby Durham communities.
Serving the broader Durham Region, we frequently help clients comparing Oshawa with Clarington and Scugog. If you’re weighing neighbourhoods or investment plans, these nearby markets can offer different lender programs and savings opportunities.
Many Oshawa clients also compare options in nearby Whitby and Ajax to see different lender programs and savings opportunities.
Step-by-step help with pre-approvals, down payments, closing costs, and incentives. I’ll explain fixed vs. variable, terms, and prepayments so your first mortgage fits today’s budget and tomorrow’s goals.
Don’t auto-renew with your bank. I compare offers across 80+ lenders, negotiate rate and terms, and map strategies that reduce interest and accelerate payoff.
Leverage your home equity to consolidate higher-interest debt, fund renovations, invest, or build a financial buffer. I’ll run the numbers so the benefits outweigh the costs.
From student rentals serving Ontario Tech/Durham College to family homes near GO Transit, I’ll structure financing for qualification, cash flow, and long-term portfolio growth.
Combine credit cards, lines of credit, and loans into one lower-rate mortgage payment. I’ll calculate true savings, outline costs, and design a clear payoff plan.
Flexible access to equity for renovations, education, emergencies, or investments — pay interest only on what you use while keeping cash flow manageable.
Buying before selling? Bridge financing covers the gap between closings so you can move forward without stress. I coordinate with your realtor and lawyer.
Whether you're renewing, refinancing, or buying your first home, I can help you secure a mortgage that fits your goals and budget. Choose the option that best fits your needs to get started today.
Proudly serving Oshawa and nearby communities across Durham Region.
I help clients across Oshawa — from Lakeshore to North Oshawa — secure clear, personalized mortgage solutions for purchases, renewals, and refinancing.
Step 1: Free consultation to understand your needs.
Step 2: Compare mortgage products from 80+ lenders.
Step 3: Negotiate the best terms for you.
Step 4: Guide you through the paperwork and approval process.
💡 Avoid multiple credit checks — I handle lender applications with a single credit pull.
I’m a licensed mortgage broker with Mortgage Alliance, one of Canada’s most recognized brokerages. I also run MyRateCompass.ca, a Canadian personal finance resource used by thousands of readers.
My mission is simple: deliver clear guidance, honest advice, and tailored solutions that help Oshawa families save money and feel confident about their financing.
Most prime lenders prefer a minimum credit score of 650. If your score is lower, I can explore options with alternative lenders and map a path back to prime rates.
Pre-approvals can be completed in as little as 24–48 hours. Full approval timelines depend on the lender, property, and overall strength of your application.
Banks can only offer their own products. As a broker, I shop 80+ lenders to find the solution that best fits your situation.
Oshawa is one of the fastest-growing communities in Durham Region, with competitive mortgage programs from a mix of major banks and credit unions. Working with a local broker can help you access flexible options and save money on renewals or refinances.
Refinancing can help lower your monthly payments or unlock home equity. Explore your refinance options while staying on this page to book your free consultation.
Renewing your mortgage soon? Compare offers before you sign. Learn more about mortgage renewals and save thousands over your next term.
Start your home search with confidence. A quick pre-approval helps you know your budget and negotiate better.
The right mortgage broker can save you thousands and make the process simple and stress-free.
Complete the survey form above to receive a call back regarding your mortgage needs.
Looking for mortgage services across Durham Region? Visit our Durham Region Mortgage Broker page.
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