Looking for a reliable mortgage broker in Pickering? Whether you're renewing, refinancing, or buying your first home, I provide clear, expert guidance tailored to Pickering’s market. With access to 80+ lenders—including major banks, credit unions, and alternative lenders—you'll see all your options, not just one bank’s offer.
Many Pickering clients also compare options in nearby Ajax, Whitby, Oshawa and Clarington to compare rates, lender programs, and prepayment flexibility across Durham Region.
When your mortgage renewal approaches, don’t just sign the first offer—lenders count on that. I help Pickering homeowners compare renewal rates, penalties, and prepayment privileges so you keep more money over your next term.
Thinking about refinancing? Many Pickering residents use home equity to consolidate debt, renovate, or invest. I shop across 80+ lenders to tailor a refinance that matches your financial goals. Learn more about refinancing.
Buying your first home in Pickering? I’ll guide you through a strong mortgage pre-approval, budget planning, and comparing lender programs side-by-side. From down payment strategies to closing costs, you’ll get clear, step-by-step support.
A bank can only offer its own products. As your broker, I work for you—so your mortgage fits your goals, not a lender’s quota.
Choose the option that fits your needs to get started today.
Don’t accept the default renewal. Compare offers and save over the next term.
Lower payments, unlock equity, or consolidate debt with a refinance tailored to your goals.
Shop with confidence. A strong pre-approval helps you negotiate and move fast.
From Bay Ridges and Amberlea rentals to north Pickering / Claremont rural homes, I’ll structure financing for qualification, cash flow, and long-term portfolio growth. We’ll compare lender guidelines for rental add-backs, net-rent approaches, and DSCR programs to keep your numbers strong.
Combine credit cards, lines of credit, and loans into one lower-rate mortgage payment. I’ll calculate true savings, outline costs, and design a clear payoff plan tailored to Pickering homeowners—so cash flow improves without surprises.
Flexible access to equity for renovations, education, emergencies, or investments—pay interest only on what you use while keeping cash flow manageable. We’ll compare standalone HELOCs vs. refinance-plus-HELOC combos to fit your plans in Pickering.
Buying before selling? Bridge financing covers the gap between closings so you can move forward without stress. I coordinate with your realtor and lawyer to align dates, confirm firm sale conditions, and secure the right bridge amount for your Pickering move.
Most prime lenders prefer a credit score of 650 or higher. If your score is lower, I can explore alternative options and map a path back to prime rates.
Pre-approvals can be completed in 24–48 hours. Full approvals depend on the lender, property, and overall strength of your application.
Banks can only offer their own products. As a broker, I shop 80+ lenders to help you secure better rates, terms, and flexibility.
Pickering blends suburban communities, new developments, and transit access—creating more mortgage program options and negotiating room for buyers and owners.
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