Mortgage Broker Durham Ontario – Mohamed Konate | Mortgage Alliance

Trusted Mortgage Broker in Durham Region

Looking for a mortgage broker Durham Ontario? Whether you’re purchasing your first home, renewing, or refinancing, I provide expert guidance, access to 80+ lenders, and tailored mortgage solutions that fit your goals. As part of Mortgage Alliance, you get independent advice designed to save you money and simplify the process.

I proudly serve homeowners, buyers, and investors across Durham Region, including Whitby, Oshawa, Ajax, Pickering, Clarington (Bowmanville & Courtice), Uxbridge, Scugog (Port Perry), and Brock (Beaverton, Cannington, Sunderland).

Why Work With a Mortgage Broker in Durham?

• Independent, unbiased mortgage advice — I work for you, not the banks.
• Access to 80+ lenders, including major banks, credit unions, and broker-only options.
• Local expertise across diverse markets: urban condos, suburban family homes, rural and lakeside properties.
• Personalized strategies aligned with your income, lifestyle, and long-term financial plan.

Mortgage Services in Durham Region

First-Time Homebuyers

Step-by-step support with pre-approvals, down payments, closing costs, and available incentives. I’ll make sure your first mortgage is clear, affordable, and future-proof.

Mortgage Renewals

Don’t auto-renew. I compare offers across 80+ lenders, negotiate rate and terms on your behalf, and show strategies that reduce interest and speed up payoff.

Mortgage Refinancing

Tap into your home equity to consolidate high-interest debt, fund renovations, invest, or build a financial buffer. I’ll model the numbers so the benefits outweigh the costs.

Investment & Rental Properties

From student rentals in Oshawa to secondary suites and multis, I’ll structure financing for qualification, cash flow, and long-term portfolio growth—without renewal surprises.

Debt Consolidation

Roll credit cards, lines of credit, and loans into one affordable mortgage payment at a lower rate. I’ll calculate true interest savings and outline any costs.

Home Equity Line of Credit (HELOC)

Flexible access to equity for renovations, education, emergencies, or investments—pay interest only on what you use and keep cash flow manageable.

Bridge Financing

Buying before selling? Bridge financing covers the gap between closings so you can move forward without stress. I coordinate with your realtor and lawyer on timing.

Durham Region Housing Market Snapshot

• Strong demand from GTA commuters via GO Transit and Highway 401/407, with relative affordability vs. Toronto and York/Peel.
• Popular areas include Whitby (Brooklin), Oshawa (North & Lakeshore), Ajax (Waterfront & North Ajax), Pickering (Seaton & Rouge Park), and Clarington (Bowmanville & Courtice).
• Diverse property mix: condos, new subdivisions, mature family neighbourhoods, and rural/lakeside properties in Uxbridge, Scugog, and Brock.

Proudly serving buyers and homeowners across all Durham municipalities and nearby communities.

How I Make the Mortgage Process Simple

Step 1: Free consultation to understand your needs.

Step 2: Compare mortgage products from 80+ lenders.

Step 3: Negotiate the best terms for you.

Step 4: Guide you through the paperwork and approval process.

💡 Avoid multiple credit checks — I handle lender applications with a single credit pull.

Why Choose Mohamed Konate | Mortgage Alliance

I’m a licensed mortgage broker with Mortgage Alliance, one of Canada’s most recognized and trusted brokerages. I also run MyRateCompass.ca, a Canadian personal finance resource that has helped thousands make informed decisions.

My mission is simple: deliver clear guidance, honest advice, and tailored solutions that help Durham families save money and feel confident about their financing.

Frequently Asked Questions

What credit score is needed to get a mortgage in Durham Region?
Most prime lenders prefer a minimum credit score of 650. If your score is lower, I can explore options with alternative lenders and map a path back to prime rates.

How long does it take to get approved for a mortgage in Durham?
Pre-approvals can be completed in as little as 24–48 hours. Full approval timelines depend on the lender, property, and overall strength of your application.

Is a mortgage broker better than a bank in Durham?
Banks can only offer their own products. As a broker, I shop 80+ lenders to find the solution that best fits your situation.

Get Started Today

The right mortgage broker can save you thousands and make the process simple and stress-free.

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