Mortgage Broker Ontario – Mohamed Konate | Mortgage Alliance

Trusted Mortgage Broker Serving Homebuyers Across Ontario

Searching for a mortgage broker Ontario? Whether you’re buying, renewing, or refinancing, I provide expert advice, access to 80+ lenders, and transparent options tailored to your financial goals. As part of Mortgage Alliance, you get independent guidance designed to save money and simplify your mortgage from start to finish.

I proudly serve clients throughout Ontario — from the GTA and Golden Horseshoe to Southwestern, Central, Eastern, and Northern Ontario communities.

Why Work With a Mortgage Broker in Ontario?

• Independent, unbiased advice — I work for you, not the banks.
• Access to 80+ lenders: major banks, credit unions, monolines, and broker-only options.
• Solutions for a wide range of scenarios: salaried, self-employed, new-to-Canada, and credit rebuilding.
• Personalized strategies aligned with your income, lifestyle, and long-term plans.

Mortgage Services in Ontario

First-Time Homebuyers

Step-by-step guidance on pre-approvals, down payments, closing costs, and available federal/provincial programs. I’ll explain fixed vs. variable, terms, and prepayment options so your first mortgage fits today’s budget and tomorrow’s goals.

Mortgage Renewals

Banks count on auto-renewals. I shop 80+ lenders and negotiate on your behalf to improve rate and terms — often saving thousands over the next term.

Mortgage Refinancing

Leverage home equity to consolidate higher-interest debt, fund renovations, invest, or create a financial buffer. I’ll model the numbers so the benefits outweigh the costs.

Investment & Rental Properties

From condos in the GTA to student rentals and small multis in secondary markets, I’ll structure financing for qualification, cash flow, and long-term portfolio growth.

Debt Consolidation

Combine credit cards, lines of credit, and loans into one lower-rate mortgage payment. I’ll calculate true interest savings, outline costs, and build a clear payoff plan.

Home Equity Line of Credit (HELOC)

Access flexible funds for renovations, education, emergencies, or investments — pay interest only on what you use while keeping cash flow manageable.

Bridge Financing

Buying before selling? Bridge financing covers the gap between closings so you can move forward without stress. I coordinate timelines with your realtor and lawyer.

Ontario Housing Snapshot

• Urban hubs (Toronto/GTA, Ottawa, Kitchener–Waterloo) offer strong employment and rental demand; mid-sized markets (Barrie, London, Hamilton) balance value and growth.
• Rural and cottage-country regions (Kawarthas, Muskoka, Prince Edward County) require tailored lending strategies for unique properties.
• Diverse property types across the province — condos, townhomes, detached, rural, waterfront — benefit from lender choice and customized approvals.

Proudly serving: Toronto & GTA (Scarborough, North York, Etobicoke, Mississauga, Brampton, Vaughan, Markham, Richmond Hill, Thornhill), Durham (Whitby, Oshawa, Ajax, Pickering, Clarington, Uxbridge, Scugog), York (Newmarket, Aurora, Stouffville), Simcoe (Barrie, Innisfil), Waterloo Region (Kitchener, Waterloo, Cambridge), Hamilton, London, Belleville/Quinte, and more.

How I Make the Mortgage Process Simple

Step 1: Free consultation to understand your needs.

Step 2: Compare mortgage products from 80+ lenders.

Step 3: Negotiate the best terms for you.

Step 4: Guide you through the paperwork and approval process.

💡 Avoid multiple credit checks — I handle lender applications with a single credit pull.

Why Choose Mohamed Konate | Mortgage Alliance

I’m a licensed mortgage broker with Mortgage Alliance, one of Canada’s most recognized and trusted brokerages. I also run MyRateCompass.ca, a Canadian personal finance resource that has helped thousands make informed decisions.

My mission is simple: deliver clear guidance, honest advice, and tailored solutions that help Ontario families save money and feel confident about their financing.

Frequently Asked Questions

What credit score is needed to get a mortgage in Ontario?
Most prime lenders prefer a minimum credit score of 650. If your score is lower, I can explore options with alternative lenders and outline a path back to prime.

How long does mortgage approval take in Ontario?
Pre-approvals can be completed in as little as 24–48 hours. Full approval timelines depend on the lender, property, and overall strength of your application.

Is a mortgage broker better than a bank in Ontario?
Banks can only offer their own products. As a broker, I shop 80+ lenders to find the solution that best fits your goals and profile.

Get Started Today

The right mortgage broker can save you thousands and make the process simple and stress-free.

Complete the survey form above to receive a call back regarding your mortgage needs.

Mortgage Services Across Ontario

• Durham Region
• London
• Hamilton
• Barrie
• Belleville
• Stratford
• Kitchener
• Waterloo